First Mortgage Loans - rates change daily.

Click Here for Rates or call (919) 660-0049.


Second Mortgage / HELOC
Current Rates as of December 15, 2024.  Rates are subject to change*.
Loan to Value 
(LTV)
APR*

FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
7.65% - 8.65%


Over 80% LTV
9.15% - 10.15%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 90% LTV
8.00% - 12.25%































*APR= Annual Percentage Rate.  Rates based on approved credit rating.  Rates subject to change without notice.

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254