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Become a member/owner of Duke Credit Union (DCU)  


You can join Duke Credit Union (DCU) with a minimum deposit of $30 into a share savings account (a $25 deposit is required, plus a one-time lifetime $5 membership fee).  Your savings account serves as your share of the organization (member/ownership).  Once you are a member you may add additional products and services to your account.  All loan products are subject to creditworthiness.   

Why join? 

As a not-for-profit financial cooperative, Duke Credit Union is dedicated to providing a financially secure and stable organization with products/services designed specifically for you. 

  • Ownership:  By joining you are part owner of a not-for-profit financial cooperative.
  • Value:  Get better rates on loans, higher yields on savings and fewer fees than most banks.  DCU was created to save you money!
  • Technology:  Access your account anywhere, anytime, online or via the mobile app.
  • Local:  Your money stays right here to help others in the Duke Community.
  • Doing Good:  Duke Credit Union financially supports Duke Children’s Hospital.  Feel good knowing you are making a difference in the lives of young patients and their families.  In addition, DCU partners with many other Duke initiatives that support the community.
Please submit the membership application above to get started or visit DCU to open your account in-person. 

When will my account be open?

Your account will be established within 14 days of submitting a complete membership application.  Proof of identification and an initial deposit   ($30.00 minimum) is required to join.  Application approval is subject to membership qualifications.     

PLEASE NOTE:  Proof of identification and the minimum deposit must be received within 14 days of submitting your online application otherwise the account will not be opened and the membership application will be void.  All applicants are subject to membership qualifications.