Fee Schedule
Effective as of 7/01/2024
| Checking Accounts | |
|---|---|
| Regular Checking Account |
$5.00 per month(1) |
| Prime Checking Account |
$1.00 per month (paper statement) |
| Check Orders |
Price Varies |
| Savings Accounts | |
|---|---|
| Share Savings | $3.00 per month (Avoid this fee by signing up for direct deposit Or Maintain $100 average monthly minimum balance Or Be Under Age 25) |
| Inactive Share Savings (no deposit or withdrawal made within the last 12 months) |
$5.00 per month |
|
Rainy Day Share
(for accounts opened prior to July 1, 2024)
*Unauthorized withdrawals on Rainy Day Share accounts are subject to loss of dividends up to 90 days.
|
$10.00 Withdrawal Fee*
Effective July 1, 2024 the Rainy Day Share Account has been discontinued.
|
| Money Market Accounts | No Fee |
|
Holiday Club Account -
|
$5.00 Early Withdrawal Fee
|
| General Services | |
|---|---|
| One time membership fee | $5.00 |
|
Stop payment fee (to include Cashier Checks)
|
$15.00 |
| Insufficient funds (Check, ATM, pre-authorized ACH drafts, Bill Pay) | $20.00 |
| Duplicate copy of check | $5.00 |
| Statement copy | $5.00 |
| Transfer funds between accounts - Audio Express, Internet or Mobile Device | No Fee |
| Call to employees to process transfer | $5.00 |
| Counter check | $1.00 |
| Foreign check deposit | $5.00 |
| Account closing within (90) days of opening | $25.00 |
| Escheat Account / 5-Years Dormant | $25.00 |
| Levy or garnishment | $25.00 (2) |
| Returned Mail | $1.00/return |
| Representative Assisted Activities | |
|---|---|
| Statement balancing or research | $25.00/hour |
| Cashiers checks (free if payable to account owner) | $5.00 |
| Visa Gift Cards - not reloadable | $4.00 |
| Visa Travel Money Cards - reloadable |
$6.00
$2.00 to reload
|
| Wire transfer fee- Outgoing- Within the United States | $15.00 |
| Outside the United States | $40.00 |
| Wire transfer fee- Incoming | $20.00 |
| Notary fee (this service is for members only) | No Fee |
| ATM & ATM/Debit card fees | |
|---|---|
|
Duke Credit Union ATM Network (Durham)
|
No Fee |
| CashPoints® ATM Network (NC Only) | No Fee |
| Allpoint® ATM Network (Nationwide) | No Fee |
| Bank ATMs | No Fee from Duke Credit Union (Bank fees apply) |
| Point-of-Sale (POS) transactions | |
|---|---|
| Credit option (signature-based) | No Fee |
| Debit option (PIN-based) | No Fee |
|
Replacement Card
We are unable to instantly issue replacement cards at this time. Upon request, a replacement card may be ordered and mailed to you.
|
$30.00 |
| Unblock Card (no charge for first instance) | $10.00 |
| Online Services- Schedule A | |
|---|---|
| Online Banking | No Monthly Maintenance Fee |
| Bill Pay | No Monthly Maintenance Fee |
| Bill Pay - Inactivity Fee (No bills are paid for more than 90 days) | $5.00/month |
1Fee will be assessed if your monthly average balance falls below $2,500 in loans or deposits or if Direct Deposit with Duke Credit Union is cancelled for any reason.
2Fee collected if we are required to hold or deliver funds in compliance with a levy or garnishment.