A Home Equity Line of Credit* or "HELOC" may be a solid option for managing debt and offering some peace-of-mind. Home Equity is the difference between the market value of your home and any outstanding mortgage loan balance(s).
- Variable rate and payment (flexible line of credit)
- Convenient access to funds when you need it (up to your available credit limit)
- Closing cost not to exceed $1,000**
- Finance up to 100% of the equity in your home***
- No origination fee
- No annual fees
Home Equity Lines are perfect to manage:
- Home improvements/repairs
- Higher-interest credit card debt (debt consolidation)
- Medical expenses
- Vacation
- Anything else you want to afford!
Contact us today to get started!
Kecha - (919) 660-0049 NMLS#999044 kecha.hill@duke.edu
Donna - (919) 660-9762 NMLS#423547 djcooper@duke.edu
*Consult a tax advisor. Interest paid may be tax deductible. Approval is subject to qualifications.
**Appraisal fee is separate from the closing costs
***LTV’s over 84% have higher interest rates and require additional underwriting and approval
Federally Insured by NCUA. Equal Housing Lender. NMLSR ID 410254